The insurance rating you see on each of the safes indicates the maximum amount of cash that an insurance company will cover if stored in the safe overnight.

The insurance rating you see on each of the safes is not the amount each safe can physically hold but the maximum amount of cash that an insurance company will cover if stored in the safe overnight.
Please check with your insurer about which safe they are happy with and what cash rating they need you to have to cover your policy. The rating depends on factors like door and wall thickness, lock types, and overall build quality. The higher the rating, the more secure the safe